Karan Rai, MD
Karan Rai, MD
Sports Medicine
Accepting New Patients
Karan Rai, MD
Karan Rai, MD
Sports Medicine
Accepting New Patients


I seek to provide compassionate, evidence-based care that is tailored to the individual’s needs and goals. I value developing relationships with my patients so we can work together to optimize their health.


Dr. Rai was drawn to medicine at a young age. His mother was a doctor, so he was exposed to it early on.

“What really clicked for me was when I realized I could provide tangible help to people in their time of need,” he said.

But while Dr. Rai feels that calling to medicine, he has a passion for sports. Sports medicine is the perfect marriage for him.

“When work doesn’t feel like work, it makes every day a joy,” he said.

He grew up in a variety of locations, but claims Philadelphia as home.

“Philadelphia grabbed my heart, but I have strong ties to the Midwest and the South,” Dr. Rai said.

He is married with a son. When not practicing medicine, Dr. Rai enjoys watching sports, especially the Tar Heels, spending time outdoors and binging Netflix.




Board Certifications

Education & Experience

Primary Location

OSF Medical Group - Sports Medicine
2406 East Empire Street
Bloomington IL 61704

Accepted Insurance

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Additional plans may be accepted. If you don't see your plan listed here, call your insurance provider directly to confirm coverage.

  • Aetna
  • Aetna Better Health
  • Aetna Medicare
  • Aetna MMAI
  • Alliance
  • BCBS IL Blue Choice Preferred
  • BCBS IL Med Advantage HMO & PPO
  • Caterpillar PPO
  • Cigna
  • Cofinity
  • Corvel
  • Employer's Coalition on Health (ECOH)
  • Health Alliance
  • Health Alliance Medicare
  • HealthLink
  • Healthsmart/PPI Inc./IHG
  • HFN 10 HFN 20
  • HFN CHC-Elite
  • Humana Commercial
  • Humana Medicare
  • Humana MMAI
  • Meridian Medicaid
  • Meridian MMAI
  • Molina Medicaid
  • Molina MMAI
  • Multiplan
  • OSF Direct Access Network
  • Private Healthcare Systems
  • United Healthcare Commercial Plans
  • United Healthcare Medicare
  • Wellcare Medicare
  • Youthcare Medicaid